Is SalaryGuard a loan app?
No. SalaryGuard does not lend money or approve credit.
Questions before you start.
Does a GREEN result guarantee I can afford something?
No. It is decision support based on the information you provide and the current SalaryGuard rules. You remain responsible for the final decision.
Does it work through WhatsApp?
Yes. The main launch experience is WhatsApp-first.
Can I fix incorrect money entries?
Yes. Eligible entries can be reviewed, corrected or removed through Manage Profile.
What happens if a purchase is unsafe?
SalaryGuard explains why and can help create a purchase goal toward a safer date.
Is emergency money treated as shopping money?
Protected/emergency money is kept separate from ordinary available money and goal savings.
Which languages are available?
English and Malayalam at launch.
Is ₹99 a subscription?
No. The founding beta fee is one-time and has no automatic renewal. Future plans, if introduced, require a separate choice.