Terms of Service

Service

SalaryGuard provides financial decision support based on information supplied by the user and deterministic product rules. It is not a bank, lender, credit provider, insurer, investment adviser or guarantee of affordability.

Your responsibility

You are responsible for keeping information reasonably accurate, reviewing the result and making your own final financial decisions. A GREEN, WAIT or RED result is guidance, not a promise about future income, emergencies, lender approval or investment outcomes.

Founding Beta

Founding Beta Access is ₹99 plus applicable GST (₹116.82 at an 18% GST rate), charged once at checkout. The current public Founding checkout creates no recurring mandate or automatic renewal. Personal and Family annual access are separate one-time purchases and do not auto-renew.

Beta changes

The service is under active development. Features, wording, limits and availability may change to improve safety and reliability. We may suspend access for abuse, fraud, security risk or legal requirements.

Payments

Payments are processed through Razorpay. Access is treated as paid only after SalaryGuard confirms a captured payment. Do not rely solely on a browser success message.

Acceptable use

Do not attempt to bypass access controls, interfere with the service, impersonate another person, submit unlawful content or misuse another household's financial information.

Availability and liability

We aim for reliable service but do not guarantee uninterrupted availability. To the extent permitted by applicable law, SalaryGuard is not responsible for losses caused by inaccurate user inputs, external provider failures or financial decisions made contrary to the information available to the user.